Since 1999, we’ve specialized in bringing affordable, Web-based 401(k) plans to small and growing businesses, specifically those with fewer than 50 employees. This isn’t just a side offering or after-thought for our company. Serving small businesses is, and always has been, all that we do. And we love doing it.
Our Founder and President, Chad Parks (or “The Chad,” as we like to call him), was working as a Certified Financial Planner back in the ‘90s when he realized the small-business market was sorely under-served when it came to affordable retirement plan options. Preparation, meet Opportunity.
The Online 401(k) was established to help pave a smoother road to retirement for small businesses and their employees, while exposing the industry’s dirty secrets—like hidden fees that slowly eat away at 401(k) balances. While it may not make us very popular with the competition, we’re bringing more transparency to the industry. In fact, we’ve taken the fight all the way to Capitol Hill.
We may have started out in a humble home office, but today our home base is the beautiful neighborhood of North Beach in San Francisco, with a sales office in Austin, Texas. We are now 50 employees strong, and we’re helping over 4,000 businesses across the country provide this much-needed benefit to their employees. Did we mention that we love what we do? Well, we do.
That’s our story. And we would like to be a part of yours.