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How much does Express(k) cost?
How much should a 401(k) plan cost? There’s no such thing as a free lunch, although many providers would have you believe otherwise.

Since you don’t have the armies of lawyers required to decipher the fine print hat often accompanies 401(k) fee information, we’ve simplified it for you:

A $495 one-time setup fee is applicable to all plans.



Number of employees Quarterly Annually*
2–50 $ $
51–100 $ $
*Discounted if prepaid upfront

Other fees that may apply
Type of fee Frequency Amount Who pays
Distribution and Rollovers Per distribution $95 Employee
Loans Annual $90 Employee
Termination/Deconversion One-time $1,000 Employer
Extraordinary services Per hour $195 Employer
Participant Fee* Monthly $4 Employee
Conversion fee
(if applicable)
One-time $1,000 Employer
*This fee will be charged monthly and will not exceed 1% (annually) of the participant’s balance.
  This fee is applicable to the participant’s balance regardless of active status.


Pricing for small businesses with more than 100 employees is available on request.

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