Decimal, Inc. Selects Leading Custodial and Financial Technology Solution Providers to Enhance Online 401(k) Solution

Solutions from SunGard, Circle Trust Company, TD Waterhouse Securities and Charles Schwab & Co. add flexibility, scalability and increased functionality

SAN FRANCISCO (March 17, 2000) - Decimal, Inc. (www.theonline401k.com), the online retirement company, today announced that together with its technology partner Ephibian (www.ephibian.com), it will incorporate leading custodial and financial technology solutions to augment its retirement planning solution, The Online 401(k).

"In providing the highest quality product to our customers and distribution partners, it is imperative that we ally ourselves with the top names in both the technology and financial services industries," said Chad Parks, CFP chief executive officer of Decimal, Inc. "We are committed to provide affordable, easy and efficient solutions to small businesses and our distribution partners and this is exactly what these providers are allowing us to do."

By integrating SunGard’s robust recordkeeping solution into The Online 401(k) platform, Decimal is adding an important component that will provide its plan participants and plan sponsors access to key functionality such as daily valuations, fund transfers and complete compliance testing and reporting.

Through seamless data integration with Circle Trust Company, an established independent third party custodian, The Online 401(k) will be able to offer a wide array of investment choices to its plan participants, more than 8,500 mutual funds to chose from.

Charles Schwab & Co. and TD Waterhouse, both respected leaders in the discount brokerage industry will add increased investment choices to The Online 401(k) plan participants by allowing them to invest their 401(k) contributions in stocks and bonds.

The Online 401(k) is an easy, affordable and all-inclusive plan that enables small businesses to offer a more competitive employee benefits package. The Online 401(k) features complete online plan administration and testing, daily valuation recordkeeping, access to the best multiple fund families, fund selection assistance, 24/7 access to their accounts and plan status by employees, and a dedicated Customer Relationship Manager for both plan sponsors and plan participants.

About Decimal, Inc.

Small Businesses. Big Plans.

Decimal is an online retirement company that leverages the power of the Internet to offer small businesses a new breed of Web-based retirement plans. Founded by a team of industry experts, Decimal's first product is The Online 401(k), an all-inclusive, fully digital plan targeted at small business owners and related distribution channels to provide convenience, simplicity and savings. The company is headquartered in San Francisco.

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