Decimal, Inc. Welcomes New Executives and Advisory Board Member

Experts in fields of retirement planning and financial services to accelerate company growth in the small business retirement market

SAN FRANCISCO (September 20, 2000) - Decimal, Inc. (www.theonline401k.com), the online retirement company, today announced the addition of three key executives to its team with combined experience from Charles Schwab & Co., mPower and Providence Trust Company. The company has named Mr. James Olson as Vice President of Strategic Development; Mr. John Moore, Director of Sales & Business Development and Mr. Kerry Windmuller, Director of Client Services and Compliance. Decimal also announced the addition of Christine Carolan, Vice President at T. Rowe Price to its Advisory Board.

"We are very excited to welcome this experienced group of executives to our team," said Chad Parks, CFP, president and chief executive officer of Decimal, Inc. "Attracting this level of talent validates our market position as well as the quality of our product offering and the way in which we serve our customers. These additions to our team will help in expanding our distribution strategy and further strengthening our leadership position in the small business 401(k) space."

Mr. Olson brings to Decimal over 8 years of experience in marketing, operations and product development with a number of top-notch Financial Services companies. Most recently, he was Vice President of Product Development at mPower (formerly 401(k) Forum), and prior to mPower, Mr. Olson was Senior Marketing Manager of Charles Schwab & Co., Inc. Retirement Products. There, he led cross-company efforts to develop a suite of business services for Schwab's shared retail and institutional customers, and was responsible for maintaining and expanding Schwab's retail retirement product offerings. Mr. Olson also held the position of Manager of Retirement Projects for Bank of America Retirement Services.

Mr. Moore comes to Decimal with over 17 years of sales, marketing and customer service experience in the Financial Services industry, with a strong emphasis on 401(k) plans. Most recently, he was a Senior Client Manager with mPower (formerly 401(k) Forum) and was responsible for managing the implementation of mPower's very first client, Fujitsu. Prior to mPower, Mr. Moore was a Principal & Client Relationship Officer with Barclays Global Investors, where he was tasked with building their new defined contribution 401(k) initiative. He has also held the position of Vice President & Regional Manager of Client Services for Putnam Investments and Assistant Vice President at State Street Global Advisors.

Mr. Windmuller is an acknowledged authority in 401(k) plan administration and compliance. He is a frequent speaker for the National Institute of Pension Administrators (NIPA), and for Universal Pensions, Inc. (UPI), one of the country's largest document and compliance service providers. Mr. Windmuller has over 16 years of experience dealing with the administration and compliance aspects of retirement plans. He has been employed by QPI (Qualified Pensions, Inc.), where he oversaw the development of their qualified retirement plan department, and has also served as Senior Vice President and Compliance Officer at Providence Trust Company.

Ms. Carolan is a Vice President of T. Rowe Price Associates and Regional Sales Director for T. Rowe Price Retirement Plan Services, Inc. She is responsible for large-plan defined contribution sales throughout the West and Midwest regions. Prior to joining T. Rowe Price in 1996, Ms. Carolan was a Principal of Barclays Global Investors, responsible for defined contribution sales and client service. Previously, she served as a regional sales manager and product specialist for Watson Wyatt Worldwide, focusing on Wyatt's defined contribution alliance program.

About Decimal, Inc.
Decimal is an online retirement company that leverages the power of the Internet to offer small businesses a new breed of Web-based retirement plans. Founded by a team of industry experts, Decimal's first product is The Online 401(k), an all-inclusive, fully digital plan targeted at small business owners and related distribution channels to provide convenience, simplicity and savings. The company is headquartered in San Francisco.

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