Decimal, Inc. Signs Selling Agreement with Raymond James Financial

SAN FRANCISCO (October 15, 2001) - Decimal, Inc. (www.theonline401k.com), the online retirement company, announced it has signed a selling agreement with leading broker dealer, Raymond James Financial, Inc. (NYSE: RJF) (www.raymondjames.com).

Under the selling agreement, Raymond James’ network of 4,900 Financial Advisors will be able to offer The Online 401(k) to their small business clients looking for a quality, costs effective 401(k) solution. The Financial Advisors can leverage The Online 401(k)’s Web quote engine to generate instant customized 401(k) proposals for their customers while relying on The Online 401(k) sales desk throughout the sales process.

“We are looking forward to working with Raymond James’ Financial Advisors and help them meet the increasing demand for 401(k) plans in the under 50 employee market”, said Chad Parks, CFP, President and CEO of Decimal, Inc. “Because this segment of the 401(k) market is very much advisor-driven, many small business owners turn to a trusted source such as their Financial Advisor, CPA or Attorney to help them select the best retirement plan solution for their businesses. Financial Advisors who are able to help a small business customer select a retirement plan can expand their cross-selling opportunities and strengthen client relationships. On site enrollment meetings, combined with The Online 401(k)’s online investment education, provide a great avenue for Advisors to establish themselves as the retirement expert and be the “face of the plan”.

About Raymond James, Financial
Raymond James Financial, Inc. (NYSE: RJF) provides financial services to individuals, corporations and municipalities through its three wholly-owned investment firms, Raymond James & Associates, Raymond James Financial Services and Raymond James Ltd., which together have nearly 4,900 Financial Advisors in 2,100 locations throughout the United States, Canada and overseas. In addition, its asset management subsidiaries currently manage in excess of $17 billion. For more information, please visit www.raymondjames.com.

About Decimal, Inc.
Decimal is an online retirement company that offers a new breed of Web-based retirement plans that combine attentive customer support with cost effective Web delivery. Founded by a team of industry experts, Decimal’s first product is The Online 401(k); an all-inclusive, 401(k) solution designed for small businesses and related distribution channels to provide convenience, savings and service. Decimal also serves the one-person business retirement market with its web-based retirement plan called Single(k)™. The company is headquartered in San Francisco, CA and can be reached toll-free at 877-775-401k or through www.theonline401k.com.

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or call us at 877.775.401k.