The Online 401(k)®, now Ubiquity Retirement + Savings™ is the original flat fee small business 401k provider, helping more than 100k people save more than $2 billion dollars since 1999. Including multiple 401k plans that serve the solo entrepreneur as well as bigger plans for bigger businesses, The Online 401(k) and Ubiquity have your back and your future – all for less than the cost of most mobile phone bills.
The Online 401(k) and Ubiquity offer flat fees and transparent pricing with no minimum balances and no asset-based fees. Period.
Run reports, check account balances, manage your portfolio, and all with the click of a button. Plus, we’re friendly from all your devices.
With a retirement plan from us, you can offer more for less and with nothing in the fine print.
You’re an entrepreneur, we get it. Time is money. Your retirement plan will take you about 15 to 30 minutes a month with employees – or less. Plus, we integrate with most payroll providers.
Are you or your employees hands on or hands off? However you approach investments, we have you and so do our trusted third-party investment experts.

Our retirement plan consultants/experts will work closely with you to develop a retirement strategy that meets your needs and delivers beyond what you may have thought possible.
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